Verisk and HOVER are collaborating to streamline the claims resolution process, allowing adjusters and restoration contractors to quickly estimate repair costs. With this new integration, HOVER property measurements, 3D models and digital sketches flow automatically from HOVER to Xactimate and XactAnalysis!
In the following articles, we cover how to leverage the Verisk + HOVER integration in the (5) supported workflows for insurance carriers and adjusters:
DO MORE, FASTER.
Effortlessly import roof and exterior wall data into Xactimate
Automatically upload all damage photos taken in the HOVER app to Xactimate
Auto-populate job information in the HOVER app from XactAnalysis or Xactimate, reducing errors from manual data entry
GET THE ESTIMATE RIGHT, THE FIRST TIME.
Leverage the most up-to-date property measurements and damage photos
Receive detailed elevation information (e.g. soffit depth, fascia and trim)
Reduce supplements with a comprehensive 3D model and measurements report to justify the scope of work
WORK YOUR WAY.
Using Xactimate Mobile? All good. HOVER data can pass seamlessly into the mobile version of Xactimate, allowing you to work from any device, at any time
Need to settle on site? No problem. Create a project ahead of time or when you get there
Frequently Asked Questions (FAQs)
What exactly does HOVER send to Xactimate?
HOVER's measurement PDF is NOT currently sent through the integration, but HOVER's data property data package that IS sent to Xactimate includes the following:
2D/3D sketch for estimating
Property and damage photos taken at the loss location
How does this work with IAs (independent adjusters)?
There are a couple prerequisites for the integration to work with IAs:
The carrier needs to share their "data set" in Verisk with the IA
The individual IA needs to be entered on the request in Verisk before requesting HOVER data**
How much will this cost? Are there any fees?
There will be absolutely no additional fees to carriers or contractors using this integration.
Can you select a HOVER deliverable in Xactimate or XactAnalysis?
Yes, the HOVER deliverables shown in the “provider” dropdown menu are controlled by your configuration in Xact.
What will happen to the existing process of the HOVER .esx file?
It will be discontinued in the coming months as we move everyone over to the integration. Further communication (with ample lead time) will be coming soon.
How do multiple structures work with this integration?
The process for multiple structures is very similar between the Xactimate Online (XOR) and X1 versions, but there are minor differences. You can view either workflow in the following linked articles, but the general process is:
Which tab does the HOVER sketch go to in Xactimate?
A HOVER Roof Only (“HOVER Roof”) or a HOVER Complete (“HOVER Roof and Walls)” will go to the "exterior" tab within Xactimate.
Will we be able to use the framing wizard with HOVER sketches?
Yes - the HOVER sketch now comes over as a "wireframe" roof sketch. The wireframe sketch only allows for stick framing in the framing wizard but users have the ability to convert the wireframe sketch to a legacy Xactimate roof sketch, if needed, to unlock additional framing options. One added benefit to the sketch coming over as a "wireframe" is that it can be used with XactScope, as is.
Will we still see “red line” issues on the HOVER sketches?
No - the "red line" issues that would sometimes present themselves on HOVER legacy .esx export sketches will no longer appear.
Do macros work with the HOVER sketches?
Yes, macros pull in measurements from the Ridge, Perimeter, Valley and SF/SQ.
Do defaults get over-ridden?
No! Any defaults set for a particular profile are adhered to with this integration so, the HOVER sketch will NOT override any of these settings as it comes in.